Three tips to be with your spouse about money talking

personal Finances, we talk it does not like to talk about it with our partner. And if we do, you can quite easily end up in a disagreement. More than a quarter of the Dutch couples will be fights over financial matters.

as It turns out, a recent study of the Dutch. Most of the issues arise as to cut corners and save some money. However, it is true that in 2019, more often, their finances are doing. One-third chose to be together with financial matters of the household, more than ever before. Also, there will be more and more common to have a joint account.

If you are talking to your partner about money issues
With your spouse about money talking you do, I'd rather not, but sometimes yes. Especially if you start living with someone, it is important that you in advance of the interview concerns about your finances. This way, you would not be in for nasty surprises.

now, With these tips on your personal finances and talk to a whole lot easier.
1. Think for yourself, get a good following,

for example, If you are in the conversation to engage in with your partner, you can help to make ahead of time for your self to determine what your ideal financial situation. This means that your partner will have a clear idea of your needs and ideas.

How do you start out? Put your (future) housing situation at the paper. Then make a list of what you want in this situation. Do you want to have the expense of shopping, sharing, or prefer not to? And the type of account you have the mortgage or the rent charged? Ask your partner to do the same and share your lists with each other. That's the nature of the conversation you will have.
2. Looking for the right time

your partner is stressed out at home from work? Not the best timing on my part. To get he or she out of bed after a sleepless night. Also, if you can wait a little longer for it to go. Choose a time when your partner is rested and has time, because he or she will be more willing to make the call for you.

This will also apply to you: if you're sad, tired, or anxious, may be the emotions talking, get in the way. So make sure that you are completely relaxed you are.
3. You can play the digital card game of its
Talking about the money matters, it is often difficult to. To make it a little easier for you, and for Aegon, it is a digital card game, Honey, let's talk money before you came up with. With this useful and fun card game, you and your partner to figure out how you guys are thinking about the money. A great way to get your joint finances to control.
Remember the face of adversity < / p> for example, If you're in a relationship, you can look forward to a good future together. But you can feel that you are apart from each other, or that one of the two of you pass away. What do you do with the kids? The house that you have bought?

in order To be properly prepared in the face of adversity, it is important that you have this issue. It appears from your discussion that you use a lot of financial risk, as you are, for instance, along a house to buy to have that? It is advisable to make a commitment to shut down. This allows you to include how you will finance want to bring you out of it, or if one of the two dies.

in addition, Make sure that you get your partner to sign up for the plan, so that he or she is, at death, is entitled to a partner's pension. It is of course also true the other way around.

Become financially lucky,

for example, If you are going to live together, given you don't have too much time on financial matters. But let's imagine that you want to go. How to distribute to you than the savings? Or, if any debt? And who's going to be a cat or a dog? Love also means that we, together, your family finances are discussed.

Aegon knows that the control of your personal finances is not everyone's hobby. Therefore, they can help you to get a better understanding of your finances. Now you and your partner it is a digital card game, Honey, let's talk money, and then continue the conversation on your financial future.